Bali in 2025: Savings without compromise – an overview of the affordability of life on a tropical island

Living on the island of Bali is a rosy dream for every tourist who has visited this paradise. White sandy beaches, picturesque rice terraces, majestic volcanoes, and an atmosphere of total serenity attract visitors from all over the world. However, in recent years, more and more people are considering moving to Bali for permanent residence.

Let’s take a closer look at the financial aspects of relocating to Bali, including the cost of living, purchasing or renting housing, medical expenses, transportation, food, entertainment, and more.

Features of the Island and Its Regions

Bali is a relatively small island, covering an area of 5,500 square kilometers. Despite its size, it offers a diverse landscape, including beaches, lush tropical forests, and mountain ranges with several active volcanoes.

The island can be roughly divided into several regions, each with its own characteristics. The southern part, Bukit, is ideal for surfing, offering scenic cliffs, luxurious white sand, breathtaking ocean views, and world-class waves, rather than extensive infrastructure.

In the center of the island lies Ubud, a hub for creative professionals, yoga enthusiasts, meditation practitioners, and those pursuing spiritual practices. Amed and Candidasa are popular among divers and snorkelers. For the best tourist infrastructure, Kuta and Seminyak take the lead. These areas boast comfortable hotels, luxurious villas for rent, bars, cafes, restaurants, cinemas, shopping centers, nightclubs, and other modern amenities. Tourists can also enjoy magnificent beaches, water parks, and various water activities.

Thus, the southern part of the island is better suited for surfing, partying, and entertainment, while the northern part is ideal for those who prefer a peaceful environment or spiritual pursuits.

How Much Does Living in Bali Cost? Housing Rentals

To estimate how much a month of living on Bali will cost, start with housing expenses. The real estate market on the island offers options for all budgets—from small cozy rooms to luxurious beachfront villas. The most popular types of housing are:

1. Guesthouses or Rooms. Many locals rent out rooms or separate guesthouses to tourists or expats. Depending on the size, amenities, and location, these rentals can cost between $250 and $500 per month. These typically include hot water, air conditioning, Wi-Fi, and other comforts, though they may be located far from beaches and tourist areas.
2. Apartments and Studio Flats. For more privacy, choose a separate studio or a small two-bedroom apartment. In Sanur or Ubud, such housing can be rented for $500–800 per month.
3. Villas. The market offers a wide range of villas, from large mansions to compact houses, available for short- or long-term rental. A medium-sized villa with a pool can be rented for $1,000 per month, while larger ones start at $1,800. Long-term rentals often come with discounts.

Living on Bali: The Cost of Buying Property

If you’re determined to move to Bali or want to make a sound investment, consider buying property. The starting price for small houses and apartments begins at $90,000.

Transportation Expenses

When calculating how much it costs to live on Bali, don’t forget transportation expenses.

1. Scooter. This is one of the most popular modes of transport, available for rent at $50–70 per month. Filling the tank costs up to $5, which is very affordable.
2. Taxi. Apps like Gojek and Grab make it easy to order a taxi. A 5–10 km trip costs $5–10. For longer distances, a scooter is more economical.
3. Public Transport. Buses operate between tourist zones on five routes. Tickets cost $1.8–2. For intercity trips, minivans are available, with prices depending on the distance traveled.

Food Costs on Bali

One of the island’s key advantages is fresh, high-quality food at affordable prices. Dining options include:

1. Local Cafes (Warungs) and Street Food. Warungs offer traditional Indonesian dishes at attractive prices. For example, a meal can cost just a few dollars. Meals are prepared with fresh, locally-grown ingredients, ensuring delicious and healthy food.
2. Local Markets and Supermarkets. Buying fruits, vegetables, spices, and other products at local markets is the most budget-friendly option. For example, one kilogram of ripe mangoes costs $1–2. However, purchasing European or imported goods like cheese and alcohol will require a visit to a supermarket and higher expenses.
3. Restaurants. Bali has numerous cafes and restaurants serving European and international cuisine. A meal typically costs $10–20.

Monthly Expenses on Bali: Other Costs

When planning life on Bali, consider additional expenses for medical care, entertainment, beach visits, and internet access.

Medical Care.

Medical services on the island do not meet global standards, and their cost is quite high. A consultation with a general practitioner costs about $50, while complex examinations, surgeries, or hospital stays require significant amounts. Health insurance is the best solution for long-term stays. An international policy valid worldwide is a good option.

Entertainment.

Surfing and diving are the most popular activities. Group surfing lessons with an instructor (three hours) cost $30–60, while private lessons start at $100. Diving courses with multiple lessons cost $300, and single dives are priced at $60. A volcano hike costs $100, fishing $180, river rafting $50, and yoga classes $50 for several sessions.

Beaches.

Most beaches are better suited for surfing due to their high waves, but there are tranquil spots with small waves and excellent infrastructure for family recreation. Most beaches are free, with charges only for scooter parking. Renting a pair of sun loungers with an umbrella and drinks costs $6–10 per day.

Internet.

Mobile coverage is available throughout the island, with popular operators being Smartfren, Telkomsel, and Tri. Once you decide on a place to stay, choose a provider and purchase a SIM card (it’s cheaper in salons than at the airport). Fiber-optic internet is available only in major cities.

Conclusion

How much it costs to live on Bali depends on your lifestyle. On average, $1,200–1,500 per month is sufficient for comfortable living. This amount includes housing rental. If you own property, expenses decrease by $400–500 per month.
For many, life on Bali is quite affordable, with advantages including a warm climate, stunning nature, the incredible ocean, high-quality food, and opportunities to pursue hobbies like surfing.